OK, I just stumbled on to this website that I am DEFINITELY going to check out. Its an online financial budget tool called Mint.com that automatically pulls your online account data. The problem I have always had with these kinds of tools is that you have to manually sit down and enter all of this stuff! Well Mint.com securely, and automatically pulls the data from your online accounts, then analyzes your spending habits.
Another thing about manually entering the data is that its too easy to fudge the data to fool yourself. Since this pulls real data of real transactions, you can't fake yourself out.
so I am definitely giving this a try!
-- Mike
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